Reservation to Completion

When you reserve your home with us it will be removed from the ‘for sale’ list and we will provide you with a “provisional” legal completion date. A provisional date is given as there are a number of factors which are beyond our direct control, which can affect the construction process of your home, for example, this can be anything from the availability of materials/services and unexpected delays caused by adverse weather conditions. We will endeavour to manage these variable elements as best we can and please be assured your Sales Consultant will keep you updated on a regular basis with regards to any possible changes.
At the point of reservation you will be required to sign a reservation form, confirmation of deal, any extras, choices forms, reservation checklist.

PLEASE ENSURE ANY VERBAL COMMUNICATION/AGREEMENTS ARE ALWAYS IN WRITING, TO PREVENT ANY CONFUSION.

Instructing a solicitor

A solicitor, or licensed conveyancer, will normally be required to handle the legal aspects of the purchase transaction. This involves carrying out local authority and land registry searches, explaining the details of the contract to you, calling down the funds from the lender (if required) and exchanging and legally completing your purchase.

Most firms will:

  • Provide you with a detailed estimate of all the costs that will be incurred.
  • Require your written confirmation that they are instructed to act on your behalf.

Your solicitor will require full details of your purchase, including any mortgage arrangements, together with the agreed date for exchange of contracts.

Using a solicitor or conveyancer that someone has recommended will give you the confidence that they will do a good job. We work with a panel of experienced solicitors and we are able to recommend a local one to you that is familiar with the development and local area.

Please speak to your Sales Consultant for further details.

Arranging a mortgage

If not already available and you require a mortgage you will now need to submit an application and valuation fee (where applicable) to your chosen lender.
We partner with a panel of Independent Financial Advisors who understand our business but work on your behalf to ensure that you get the best mortgage advice possible. Please ask the Sales Consultant on your development for their contact details.

Once your lender’s details are available we would appreciate receiving these, along with application progress reports until a formal offer is made, which usually
follows the valuation process. As soon as a formal mortgage offer is made please inform your solicitor and Sales Consultant.

Exchange of contracts

Once your solicitor has received all of the documentation pertaining to the purchase of your new home you will be asked to sign a legally binding contract. Contracts will then be exchanged and the legal completion will be in line with the Terms of Contract. You should refer to your solicitor should you require further guidance or explanations of this process.

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