We have lots of options to help you move home

All our offers and information for first time buyers are listed on this page

 

Key worker offer

We are grateful to all Key Workers across the country from all essential and critical services, who are playing a massive role in supporting us. That's why we're giving them up to £10,000 towards one of our new homes. For a more detailed list of eligible workers, take a look at the Governments website here.

Because you take care of us, let us take care of you

First Time Buyer Boost

We know that venturing into the world of mortgages and moving home can be a big commitment, but we’re here to help get you more… Say hello to our First Time Buyer Boost. *

Big reservation fee? Don’t worry. First time buyers pay £99. Solicitor fees? We’ve got that covered too. And you can even choose all your carpets and flooring throughout your new home, completely free of charge.

Terms and conditions apply, please click here for details

Help to buy

England

With a Help to Buy: Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.

Wales

Help to Buy – Wales provides a shared equity loan to buyers of new-build homes. The scheme supports the purchase of homes up to £300,000 bought through a registered Help to Buy – Wales builder.

Stamp Duty (England and Northern Ireland)

Residential Rates on purchases from 8 July 2020 to 31 March 2021

If you purchase a residential property between 8 July 2020 to 31 March 2021, you only start to pay SDLT on the amount that you pay for the property above £500,000. These rates apply whether you are buying your first home or have owned property before.

Property or lease premium or transfer value SDLT rate
Up to £500,000 Zero
The next £425,000 (the portion from £500,001 to £925,000) 5%
The next £575,000 (the portion from £925,001 to £1.5 million) 10%
The remaining amount (the portion above £1.5 million) 12%

From 8 July 2020 to 31 March 2021 the special rules for first-time buyers are replaced by the reduced rates set out above.

Calculate your LTT here >

Early Bird

If you've seen the St. Modwen home you want to purchase but it's not yet been officially released for sale, the Early Bird Scheme gives you the chance to make it yours.

STEP 1: Choose your new St. Modwen home
The Early Bird Scheme is available on selected developments where properties are yet to be released and currently fall within the next 12-month period.

STEP 2: Complete the Reservation Form
Once you have chosen your St. Modwen home, you must be pre-qualified and in a proceedable position. You can then complete a quick and easy Reservation Form with one of our Sales Consultants.

STEP 3: Pay a £250 refundable deposit
Secure your Early Bird reservation with a fully refundable £250 Early Bird reservation fee.

STEP 4: First Refusal
When your selected property is released for sale, you will have first refusal.

If for any reason you cannot proceed with the purchase of your chosen property, St. Modwen Homes will return your Early Bird reservation fee with no questions asked.

Terms and conditions apply, please click here for details

Recommend a Friend this year for a chance to win £100,000

Ready to find your first home?