We have lots of options to help you move home

All our offers and information for first time buyers are listed on this page

First Time Buyer Boost

We know that venturing into the world of mortgages and moving home can be a big commitment, but we’re here to help get you more… Say hello to our First Time Buyer Boost. *

Big reservation fee? Don’t worry. First time buyers pay £99. Solicitor fees? We’ve got that covered too. And you can even choose all your carpets and flooring throughout your new home, completely free of charge.

Terms and conditions apply, please click here for details

Help to buy

England

With a Help to Buy: Equity Loan the Government lends you up to 20% of the cost of your newly built home, so you’ll only need a 5% cash deposit and a 75% mortgage to make up the rest.

Wales

Help to Buy – Wales provides a shared equity loan to buyers of new-build homes. The scheme supports the purchase of homes up to £300,000 bought through a registered Help to Buy – Wales builder.

Stamp Duty

As a First Time Buyer in England, there's no Stamp Duty on homes up to the value of £300,000, which could save you anywhere up to £5,000. If you're buying one of our homes between £300,000 - £500,000 you will pay 5% on the amount of the purchase price in excess of £300,000.

For example: On a purchase price of £350,000, you’ll pay 0% on the first £300,000 and then pay 5% on the remaining £50,000 – that’s total of £2,500 in Stamp Duty to pay!

Unsure on what to pay? Calculate your Stamp Duty here.

Are you a First Time Buyer in Wales? Unfortunately, there is no relief from Land Transaction Tax (LTT) for first-time buyers in Wales.

Terms and conditions apply, please click here for details

Calculate your LTT here >

Early Bird

If you've seen the St. Modwen home you want to purchase but it's not yet been officially released for sale, the Early Bird Scheme gives you the chance to make it yours.

STEP 1: Choose your new St. Modwen home
The Early Bird Scheme is available on selected developments where properties are yet to be released and currently fall within the next 12-month period.

STEP 2: Complete the Reservation Form
Once you have chosen your St. Modwen home, you must be pre-qualified and in a proceedable position. You can then complete a quick and easy Reservation Form with one of our Sales Consultants.

STEP 3: Pay a £250 refundable deposit
Secure your Early Bird reservation with a fully refundable £250 Early Bird reservation fee.

STEP 4: First Refusal
When your selected property is released for sale, you will have first refusal.

If for any reason you cannot proceed with the purchase of your chosen property, St. Modwen Homes will return your Early Bird reservation fee with no questions asked.

Terms and conditions apply, please click here for details

Key worker offer

We want to help those who have helped us move home. We have a range of offers available which can be tailored to your individual needs. Just choose your development and give our sales team a call. They will be on hand to help every step of the way.

Recommend a Friend this year for a chance to win £100,000

Ready to find your first home?